[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"settings:en":3,"industries:en":70,"practices:en":389,"resolve:personal-bankruptcy-in-ukraine-procedure-risks-and-legal-consequences:en":519,"news-related:personal-bankruptcy-in-ukraine-procedure-risks-and-legal-consequences:en":569},{"phones":4,"email":7,"tagline":8,"links":9,"channels":31,"office":48,"company":55,"pages":59},[5,6],"+380 (73) 909-15-00","+380 (63) 712-22-02","office@proctor-law-company.com","A team of experienced attorneys and lawyers that defends your rights and your opportunities.",[10,13,16,19,22,25,28],{"url":11,"network":12},"https:\u002F\u002Ft.me\u002Fproctor_consultant_bot","telegram",{"url":14,"network":15},"viber:\u002F\u002Fchat?number=%2B380739091500","viber",{"url":17,"network":18},"https:\u002F\u002Fwa.me\u002F380739091500","whatsapp",{"url":20,"network":21},"https:\u002F\u002Fwww.instagram.com\u002Fproctor.lawfirm","instagram",{"url":23,"network":24},"https:\u002F\u002Fwww.tiktok.com\u002F@proctor.lawcompany","tiktok",{"url":26,"network":27},"https:\u002F\u002Fwww.facebook.com\u002FLawfirmProctor\u002F","facebook",{"url":29,"network":30},"https:\u002F\u002Fwww.youtube.com\u002F@proctor.lawfirm","youtube",[32,37,41,44],{"name":33,"note":34,"phone":35,"email":36},"Head of client service","Watches over your case in person: where it stands, how long it takes, how well we keep in touch. Write here if something goes wrong.","+380 (67) 007-25-35","client@proctor-law-company.com",{"name":38,"note":39,"phone":40,"email":36},"New clients","Describe the situation, ask for a proposal and an estimate of the cost.",null,{"name":42,"note":43,"phone":40,"email":7},"General mailbox","Documents, invoices, contracts, official correspondence.",{"name":45,"note":46,"phone":40,"email":47},"Press and media","Comments, media enquiries, speakers for broadcasts.","press@proctor-law-company.com",{"address":49,"working_hours":50,"notes":51,"latitude":52,"longitude":53,"route_url":54},"Unit.City business centre, 3 Dorohozhytska Street, building 6, 9th floor, Kyiv","Mon – Fri: 9:00–19:00","Entry to the business centre through Gate 3. Parking for clients, entrance by appointment.",50.4681596,30.4594473,"https:\u002F\u002Fmaps.app.goo.gl\u002Fe6W7wKvXst1Bavyk7",{"name":56,"legal_address":57,"edrpou":58},"PROCTOR Law Firm LLC","68 Zhylianska Street, office 236, Kyiv, 01033","45162907",{"contacts":60,"home":61,"news":62,"policy":63,"practices":64,"questions":65,"reviews":66,"search":67,"team":68,"webinars":69},"contacts","home","news","privacy-policy","services","faq","reviews","search","team","webinars",{"data":71},[72,92,109,123,137,151,165,179,193,207,221,235,249,263,277,291,305,319,333,347,361,375],{"slug":73,"title":74,"excerpt":75,"preview":76},"agribusiness","Agribusiness","Legal support for agribusiness is one of the key sector specialisations of PROCTOR. We work with agricultural producers, agricultural holdings, grain traders, processors and suppliers of inputs to the countryside. The key legal risks of the industry that we cover: the land bank and land share lease agreements, exports of grain and oilseeds, state regulation of the agricultural market and criminal law pressure on the owners of agricultural companies.",{"url":77,"alt":78,"width":79,"height":80,"sizes":81},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F67\u002Fagrobusiness.webp","Комбайн на пшеничному полі на світанку",1584,672,{"thumb":82,"card":86,"wide":90},{"url":83,"width":84,"height":85},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F67\u002Fconversions\u002Fagrobusiness-thumb.webp",300,127,{"url":87,"width":88,"height":89},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F67\u002Fconversions\u002Fagrobusiness-card.webp",800,339,{"url":91,"width":79,"height":80},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F67\u002Fconversions\u002Fagrobusiness-wide.webp",{"slug":93,"title":94,"excerpt":95,"preview":96},"automotive","Automotive","PROCTOR serves importers and distributors of cars, dealer networks and manufacturers of automotive components. The key legal issues of the industry are distribution relations with global carmakers, the customs value of cars and components, warranty obligations and recalls, and the localisation of component production in Ukraine.",{"url":97,"alt":98,"width":99,"height":100,"sizes":101},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F70\u002Fautomotive.webp","Ряди нових автомобілів на майданчику",704,384,{"thumb":102,"card":105,"wide":107},{"url":103,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F70\u002Fconversions\u002Fautomotive-thumb.webp",164,{"url":106,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F70\u002Fconversions\u002Fautomotive-card.webp",{"url":108,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F70\u002Fconversions\u002Fautomotive-wide.webp",{"slug":110,"title":111,"excerpt":112,"preview":113},"aviation","Aviation","We work with airlines, airports, aircraft lessors and handling companies. The focus is on leasing and fleet financing under the Cape Town Convention, certification and regulatory matters of the State Aviation Service, carrier liability under the Montreal Convention, war risk insurance and legal preparation for the resumption of flights.",{"url":114,"alt":115,"width":99,"height":100,"sizes":116},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F82\u002Faviation.webp","Літак на пероні на світанку",{"thumb":117,"card":119,"wide":121},{"url":118,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F82\u002Fconversions\u002Faviation-thumb.webp",{"url":120,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F82\u002Fconversions\u002Faviation-card.webp",{"url":122,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F82\u002Fconversions\u002Faviation-wide.webp",{"slug":124,"title":125,"excerpt":126,"preview":127},"banking-and-financial-institutions","Banking and financial institutions","PROCTOR works with banks, finance companies, credit unions, payment institutions and fintech businesses. The legal work is built at the intersection of the regulatory requirements of the National Bank of Ukraine, credit relations, financial monitoring (AML) and the recovery of non-performing loans (NPL).",{"url":128,"alt":129,"width":99,"height":100,"sizes":130},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F73\u002Fbanks.webp","Світлий хол офісної будівлі",{"thumb":131,"card":133,"wide":135},{"url":132,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F73\u002Fconversions\u002Fbanks-thumb.webp",{"url":134,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F73\u002Fconversions\u002Fbanks-card.webp",{"url":136,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F73\u002Fconversions\u002Fbanks-wide.webp",{"slug":138,"title":139,"excerpt":140,"preview":141},"content-creators-and-educational-technology-edtech","Content creators and educational technology (EdTech)","We work with bloggers, influencers, online schools and educational platforms. The key legal issues of the segment: contracts with platforms and advertisers, taxation of income from YouTube, Instagram and Patreon, protection of author courses from leaks, public offer agreements of online schools and registration of a personal brand as a trade mark.",{"url":142,"alt":143,"width":99,"height":100,"sizes":144},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F80\u002Fcreators.webp","Зал із кільцевим світлом і кріслами",{"thumb":145,"card":147,"wide":149},{"url":146,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F80\u002Fconversions\u002Fcreators-thumb.webp",{"url":148,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F80\u002Fconversions\u002Fcreators-card.webp",{"url":150,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F80\u002Fconversions\u002Fcreators-wide.webp",{"slug":152,"title":153,"excerpt":154,"preview":155},"defence-and-military-industry","Defence and military industry","PROCTOR supports manufacturers of weapons, defense tech companies and suppliers to the Defence Forces. The most dynamic sector of the economy with special regulation: licensing in the defence industry and clearances for access to state secrets, defence procurement and contracts with the Ministry of Defence, export control, dealings with Brave1 and structuring of foreign investment in the Ukrainian defence industry.",{"url":156,"alt":157,"width":99,"height":100,"sizes":158},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F87\u002Fdefence.webp","Складальний цех військової техніки",{"thumb":159,"card":161,"wide":163},{"url":160,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F87\u002Fconversions\u002Fdefence-thumb.webp",{"url":162,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F87\u002Fconversions\u002Fdefence-card.webp",{"url":164,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F87\u002Fconversions\u002Fdefence-wide.webp",{"slug":166,"title":167,"excerpt":168,"preview":169},"energy","Energy","PROCTOR supports companies in generation (thermal, nuclear and renewable), distribution, supply and trading of electricity and gas. This is the most regulated industry of the economy, with a regulator of its own, the NEURC: licensing, tariff regulation, the electricity market, the \"green\" tariff, corporate PPAs and investment in renewable energy.",{"url":170,"alt":171,"width":79,"height":80,"sizes":172},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F71\u002Fenergy.webp","Сонячні панелі на заході сонця",{"thumb":173,"card":175,"wide":177},{"url":174,"width":84,"height":85},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F71\u002Fconversions\u002Fenergy-thumb.webp",{"url":176,"width":88,"height":89},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F71\u002Fconversions\u002Fenergy-card.webp",{"url":178,"width":79,"height":80},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F71\u002Fconversions\u002Fenergy-wide.webp",{"slug":180,"title":181,"excerpt":182,"preview":183},"gambling-and-lotteries","Gambling and lotteries","We work with online casinos, bookmakers, lottery operators and B2B suppliers of gaming software. A sector with high licensing requirements and a special tax regime: licensing of the gambling business, taxation of GGR and winnings, restrictions on gambling advertising, AML and verification of players.",{"url":184,"alt":185,"width":99,"height":100,"sizes":186},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F86\u002Fgambling.webp","Ігровий зал казино з неоновим світлом",{"thumb":187,"card":189,"wide":191},{"url":188,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F86\u002Fconversions\u002Fgambling-thumb.webp",{"url":190,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F86\u002Fconversions\u002Fgambling-card.webp",{"url":192,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F86\u002Fconversions\u002Fgambling-wide.webp",{"slug":194,"title":195,"excerpt":196,"preview":197},"hospitality-and-leisure","Hospitality and leisure","PROCTOR supports hotels, restaurants, tour operators and entertainment venues. The key legal issues: franchises and management agreements with international hotel operators (HMA), lease of locations and alcohol licences for the restaurant business, licensing of tour operators and liability for the tourist product.",{"url":198,"alt":199,"width":99,"height":100,"sizes":200},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F85\u002Fhospitality.webp","Зал ресторану в готелі",{"thumb":201,"card":203,"wide":205},{"url":202,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F85\u002Fconversions\u002Fhospitality-thumb.webp",{"url":204,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F85\u002Fconversions\u002Fhospitality-card.webp",{"url":206,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F85\u002Fconversions\u002Fhospitality-wide.webp",{"slug":208,"title":209,"excerpt":210,"preview":211},"information-technology","Information technology","PROCTOR works with product and service IT companies, software developers and start-ups. The key legal topics of the industry are Diia.City residency and gig contracts, rights to code and software licensing (SaaS, EULA), venture rounds (SAFE, convertible notes), ESOP for teams and the international scaling of an IT business.",{"url":212,"alt":213,"width":79,"height":80,"sizes":214},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F77\u002Finformation-technology.webp","Ряди серверних стійок у дата-центрі",{"thumb":215,"card":217,"wide":219},{"url":216,"width":84,"height":85},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F77\u002Fconversions\u002Finformation-technology-thumb.webp",{"url":218,"width":88,"height":89},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F77\u002Fconversions\u002Finformation-technology-card.webp",{"url":220,"width":79,"height":80},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F77\u002Fconversions\u002Finformation-technology-wide.webp",{"slug":222,"title":223,"excerpt":224,"preview":225},"insurance","Insurance","We support insurance companies, reinsurers and insurance intermediaries. The industry has been through a regulatory reset under the supervision of the National Bank of Ukraine: new solvency and corporate governance requirements under the Law on Insurance, insurance products and rules, insurance disputes and the insurance of war risks.",{"url":226,"alt":227,"width":99,"height":100,"sizes":228},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F74\u002Finsurance.webp","Скляний хмарочос знизу вгору",{"thumb":229,"card":231,"wide":233},{"url":230,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F74\u002Fconversions\u002Finsurance-thumb.webp",{"url":232,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F74\u002Fconversions\u002Finsurance-card.webp",{"url":234,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F74\u002Fconversions\u002Finsurance-wide.webp",{"slug":236,"title":237,"excerpt":238,"preview":239},"machinery-and-shipbuilding","Machinery and shipbuilding","We work with manufacturers of equipment, machinery and components and with shipbuilding enterprises. The specifics of the industry are long production cycles, contracts with advance payments and bank guarantees, international manufacturing cooperation, export control and certification of products under the technical regulations of Ukraine and the EU.",{"url":240,"alt":241,"width":99,"height":100,"sizes":242},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F69\u002Fmachinery.webp","Виробничий цех із мостовим краном",{"thumb":243,"card":245,"wide":247},{"url":244,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F69\u002Fconversions\u002Fmachinery-thumb.webp",{"url":246,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F69\u002Fconversions\u002Fmachinery-card.webp",{"url":248,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F69\u002Fconversions\u002Fmachinery-wide.webp",{"slug":250,"title":251,"excerpt":252,"preview":253},"media-and-advertising","Media and advertising","PROCTOR serves media holdings, online publications, advertising agencies and production companies. The legal work sits at the intersection of media regulation (the Law on Media, the National Council), advertising law, copyright in content and defamation disputes over the protection of business reputation.",{"url":254,"alt":255,"width":99,"height":100,"sizes":256},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F79\u002Fmedia.webp","Порожній знімальний павільйон зі світлом",{"thumb":257,"card":259,"wide":261},{"url":258,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F79\u002Fconversions\u002Fmedia-thumb.webp",{"url":260,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F79\u002Fconversions\u002Fmedia-card.webp",{"url":262,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F79\u002Fconversions\u002Fmedia-wide.webp",{"slug":264,"title":265,"excerpt":266,"preview":267},"metals-and-mining","Metals and mining","PROCTOR supports steel mills, mining and ore processing enterprises and ferroalloy plants. This is the industry with the highest capital intensity and export orientation, sensitive to special subsoil use permits, electricity and transport tariffs, environmental regulation and preparation for CBAM.",{"url":268,"alt":269,"width":99,"height":100,"sizes":270},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F68\u002Fmetallurgy.webp","Розливання розплавленого металу в цеху",{"thumb":271,"card":273,"wide":275},{"url":272,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F68\u002Fconversions\u002Fmetallurgy-thumb.webp",{"url":274,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F68\u002Fconversions\u002Fmetallurgy-card.webp",{"url":276,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F68\u002Fconversions\u002Fmetallurgy-wide.webp",{"slug":278,"title":279,"excerpt":280,"preview":281},"natural-resources","Natural resources","We support oil and gas production, water use, forestry and the extraction of construction materials. The basis of the legal work is the permit system of subsoil use: special permits, auctions, production sharing agreements, rent payments and the environmental obligations of extraction projects.",{"url":282,"alt":283,"width":99,"height":100,"sizes":284},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F72\u002Fnatural-resources.webp","Кар’єр із серпантинними дорогами",{"thumb":285,"card":287,"wide":289},{"url":286,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F72\u002Fconversions\u002Fnatural-resources-thumb.webp",{"url":288,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F72\u002Fconversions\u002Fnatural-resources-card.webp",{"url":290,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F72\u002Fconversions\u002Fnatural-resources-wide.webp",{"slug":292,"title":293,"excerpt":294,"preview":295},"pharmaceuticals-and-healthcare","Pharmaceuticals and healthcare","PROCTOR supports manufacturers and importers of medicines, distributors, pharmacy chains, private clinics and laboratories. This is a hyper-regulated industry: state registration of medicines and medical devices, licensing and GMP\u002FGDP, advertising and promotion of medicines, public procurement by the Ministry of Health, clinical trials and medical practice.",{"url":296,"alt":297,"width":99,"height":100,"sizes":298},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F76\u002Fpharmaceuticals.webp","Коридор фармацевтичного виробництва",{"thumb":299,"card":301,"wide":303},{"url":300,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F76\u002Fconversions\u002Fpharmaceuticals-thumb.webp",{"url":302,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F76\u002Fconversions\u002Fpharmaceuticals-card.webp",{"url":304,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F76\u002Fconversions\u002Fpharmaceuticals-wide.webp",{"slug":306,"title":307,"excerpt":308,"preview":309},"private-equity","Private equity","PROCTOR serves private equity funds, venture funds and family offices, supporting the full investment cycle, from structuring the entry into capital (SHA, options, SAFE, convertible notes) and due diligence of portfolio companies to supporting exits and protecting the rights of a minority investor.",{"url":310,"alt":311,"width":99,"height":100,"sizes":312},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F75\u002Fprivate-equity.webp","Переговорна з довгим столом і краєвидом на місто",{"thumb":313,"card":315,"wide":317},{"url":314,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F75\u002Fconversions\u002Fprivate-equity-thumb.webp",{"url":316,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F75\u002Fconversions\u002Fprivate-equity-card.webp",{"url":318,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F75\u002Fconversions\u002Fprivate-equity-wide.webp",{"slug":320,"title":321,"excerpt":322,"preview":323},"public-sector","Public sector","We support state enterprises, public authorities, international donors and technical assistance projects. The legal work requires an understanding of public law: corporatisation of state companies and supervisory boards, public procurement in Prozorro, privatisation and post privatisation obligations, international assistance projects under the rules of donors.",{"url":324,"alt":325,"width":99,"height":100,"sizes":326},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F88\u002Fpublic-sector.webp","Будівля державної установи вночі",{"thumb":327,"card":329,"wide":331},{"url":328,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F88\u002Fconversions\u002Fpublic-sector-thumb.webp",{"url":330,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F88\u002Fconversions\u002Fpublic-sector-card.webp",{"url":332,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F88\u002Fconversions\u002Fpublic-sector-wide.webp",{"slug":334,"title":335,"excerpt":336,"preview":337},"real-estate-and-construction","Real estate and construction","PROCTOR supports developers of residential and commercial real estate, construction companies, investors in income producing property and management companies. The key areas: full cycle development projects under the new legislation on future real estate objects, commercial real estate deals, construction contracting and FIDIC, industrial parks and compensation for destroyed property (eVidnovlennia).",{"url":338,"alt":339,"width":79,"height":80,"sizes":340},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F83\u002Freal-estate.webp","Незавершений поверх будівлі з краєвидом на місто",{"thumb":341,"card":343,"wide":345},{"url":342,"width":84,"height":85},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F83\u002Fconversions\u002Freal-estate-thumb.webp",{"url":344,"width":88,"height":89},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F83\u002Fconversions\u002Freal-estate-card.webp",{"url":346,"width":79,"height":80},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F83\u002Fconversions\u002Freal-estate-wide.webp",{"slug":348,"title":349,"excerpt":350,"preview":351},"retail-and-consumer-goods-fmcg","Retail and consumer goods (FMCG)","We serve retail chains, distributors, manufacturers of consumer goods and e-commerce business. The legal work covers supply contracts with chains and retro bonuses, the rules of online sales and marketplace offers, consumer protection and inspections by the State Service for Food Safety and Consumer Protection, franchising and private label contract manufacturing.",{"url":352,"alt":353,"width":79,"height":80,"sizes":354},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F84\u002Ffmcg.webp","Порожні стелажі торгового залу",{"thumb":355,"card":357,"wide":359},{"url":356,"width":84,"height":85},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F84\u002Fconversions\u002Ffmcg-thumb.webp",{"url":358,"width":88,"height":89},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F84\u002Fconversions\u002Ffmcg-card.webp",{"url":360,"width":79,"height":80},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F84\u002Fconversions\u002Ffmcg-wide.webp",{"slug":362,"title":363,"excerpt":364,"preview":365},"telecommunications","Telecommunications","We support mobile and fixed line operators, internet providers and infrastructure operators. A regulated sector supervised by the National Commission for Electronic Communications: authorisation of activity, radio frequency spectrum licences, access to infrastructure, interconnection and roaming, protection of subscriber data.",{"url":366,"alt":367,"width":99,"height":100,"sizes":368},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F78\u002Ftelecommunications.webp","Вежа мобільного зв’язку в сутінках",{"thumb":369,"card":371,"wide":373},{"url":370,"width":84,"height":104},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F78\u002Fconversions\u002Ftelecommunications-thumb.webp",{"url":372,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F78\u002Fconversions\u002Ftelecommunications-card.webp",{"url":374,"width":99,"height":100},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F78\u002Fconversions\u002Ftelecommunications-wide.webp",{"slug":376,"title":377,"excerpt":378,"preview":379},"transport-and-infrastructure","Transport and infrastructure","PROCTOR supports logistics operators, ports, rail and road carriers and terminals. The legal work covers international carriage (CMR, SMGS, maritime law), port concessions and relations with the Ukrainian Sea Ports Authority, contracts with Ukrainian Railways, public private partnership and permit matters of road carriers.",{"url":380,"alt":381,"width":79,"height":80,"sizes":382},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F81\u002Ftransport.webp","Колона вантажівок на трасі",{"thumb":383,"card":385,"wide":387},{"url":384,"width":84,"height":85},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F81\u002Fconversions\u002Ftransport-thumb.webp",{"url":386,"width":88,"height":89},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F81\u002Fconversions\u002Ftransport-card.webp",{"url":388,"width":79,"height":80},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F81\u002Fconversions\u002Ftransport-wide.webp",{"data":390},[391,402,412,422,432,442,452,461,471,480,489,499,509],{"slug":392,"title":393,"excerpt":394,"topics":395,"icon":396,"group":401},"accounting-services","Accounting services","A practice for companies that put their accounting outside: bookkeeping, payroll and HR records, preparing and filing reports, restoring accounts, and dealings with the State Tax Service. The accountants work in one team with the tax lawyers.","Bookkeeping, payroll and HR, preparing and filing reports, restoring records, representation before the tax service",{"url":397,"alt":398,"width":399,"height":399,"sizes":400},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F65\u002Fbookkeeping.svg","Калькулятор і журнал обліку",52,{"thumb":40,"card":40,"wide":40},"non_legal",{"slug":403,"title":404,"excerpt":405,"topics":406,"icon":407,"group":401},"audit","Audit","An independent check of the figures and documents of a business: audit of financial statements, tax and legal due diligence, counterparty checks and internal investigations. A report you can take to a bank, an investor or an owner.","Audit of financial statements, tax and legal due diligence, counterparty checks, internal investigations",{"url":408,"alt":409,"width":410,"height":399,"sizes":411},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F66\u002Faudit.svg","Документ під лупою",51,{"thumb":40,"card":40,"wide":40},{"slug":413,"title":414,"excerpt":415,"topics":416,"icon":417,"group":421},"banking-and-finance-law","Banking and finance law","A practice for financial institutions and for businesses that raise finance: credit and security documentation, regulatory compliance with the National Bank of Ukraine, fintech and currency regulation. Positioned on the side of lenders and of the financial sector.","Credit and security agreements, NBU compliance, AML, fintech",{"url":418,"alt":419,"width":399,"height":399,"sizes":420},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F59\u002Fbanking.svg","Будівля банку з колонами",{"thumb":40,"card":40,"wide":40},"legal",{"slug":423,"title":424,"excerpt":425,"topics":426,"icon":427,"group":421},"competition-law-and-government-relations-gr","Competition law and government relations (GR)","A practice for companies whose main risk comes from the state as regulator: merger clearances and investigations by the Antimonopoly Committee of Ukraine, support during inspections and defence against administrative pressure, and, as a premium layer on top, influence over the rules of the game through lawmaking and advocacy.","AMCU clearances, investigations, public procurement, defence against state pressure",{"url":428,"alt":429,"width":430,"height":399,"sizes":431},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F62\u002Fantitrust.svg","Люди на подіумі",50,{"thumb":40,"card":40,"wide":40},{"slug":433,"title":434,"excerpt":435,"topics":436,"icon":437,"group":401},"consulting","Consulting","A practice for owners deciding what the configuration of their business should be: structuring companies and groups, tax planning, risk assessment, support for management decisions and investment projects. Work on the business model as a whole, not on an isolated question.","Structuring businesses and groups, tax planning, risk assessment, support for management decisions and investment projects",{"url":438,"alt":439,"width":440,"height":399,"sizes":441},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F64\u002Fconsulting.svg","Схема з людей",60,{"thumb":40,"card":40,"wide":40},{"slug":443,"title":444,"excerpt":445,"topics":446,"icon":447,"group":421},"corporate-law-and-ma","Corporate law and M&A","The flagship transactional practice: the legal foundation for owning, running and selling a business. It covers M&A deals, corporate structuring and the protection of owners' interests, together with adjacent areas - employment relations with staff and senior management, and the personal wealth matters of business owners (private clients).","M&A deals, due diligence, holdings, corporate disputes between owners",{"url":448,"alt":449,"width":399,"height":450,"sizes":451},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F54\u002Fcorporate.svg","Рукостискання",31,{"thumb":40,"card":40,"wide":40},{"slug":453,"title":454,"excerpt":455,"topics":456,"icon":457,"group":421},"criminal-law-compliance-and-sanctions","Criminal law, compliance and sanctions","The flagship business defence practice, built on the logic of \"before, during and after a crisis\": prevention of criminal law and sanctions risk (compliance), defence during searches, proceedings and investigations (White Collar Crime), and work on the consequences - from lifting asset freezes to delisting.","Searches, article 212 proceedings, seizure of assets, compliance, sanctions work",{"url":458,"alt":459,"width":410,"height":399,"sizes":460},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F57\u002Fcriminal.svg","Наручники",{"thumb":40,"card":40,"wide":40},{"slug":462,"title":463,"excerpt":464,"topics":465,"icon":466,"group":421},"customs-law-and-international-trade","Customs law and international trade","A single product for importers and exporters: from structuring the foreign trade contract to defence against adjustments of the customs value. One client context - goods crossing the border.","Customs value, UKT ZED classification, customs offences, foreign trade contracts",{"url":467,"alt":468,"width":469,"height":399,"sizes":470},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F56\u002Fcustoms.svg","Ящик із митними ярликами",54,{"thumb":40,"card":40,"wide":40},{"slug":472,"title":473,"excerpt":474,"topics":475,"icon":476,"group":421},"dispute-resolution-and-enforcement","Dispute resolution and enforcement","The full cycle of protecting a client's interests in a dispute: national courts of every jurisdiction and instance, international commercial and investment arbitration and, above all, turning a judgment won into money actually recovered.","Commercial disputes, debt recovery, arbitration, real enforcement of awards",{"url":477,"alt":478,"width":399,"height":399,"sizes":479},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F58\u002Fdisputes.svg","Суддівський молоток",{"thumb":40,"card":40,"wide":40},{"slug":481,"title":482,"excerpt":483,"topics":484,"icon":485,"group":421},"intellectual-property-and-data-protection","Intellectual property and data protection","Protection of the intangible assets of a business: brands, technology, content and trade secrets - plus the lawfulness of personal data processing and legal readiness for cyber incidents. A natural pair for technology and consumer companies.","Trademark registration, IP disputes, personal data, GDPR and cybersecurity",{"url":486,"alt":487,"width":399,"height":399,"sizes":488},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F63\u002Fintellectual-property.svg","Документ із печаткою",{"thumb":40,"card":40,"wide":40},{"slug":490,"title":491,"excerpt":492,"topics":493,"icon":494,"group":421},"real-estate-construction-and-land","Real estate, construction and land","A practice built around the main tangible asset of a business: commercial real estate deals, construction permitting, development projects and the full range of land matters - from the agricultural land market to the land banks of agricultural companies.","Commercial property, development, land law, disputes over assets",{"url":495,"alt":496,"width":497,"height":399,"sizes":498},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F61\u002Freal-estate.svg","Лупа над будинком",49,{"thumb":40,"card":40,"wide":40},{"slug":500,"title":501,"excerpt":502,"topics":503,"icon":504,"group":421},"restructuring-and-insolvency","Restructuring and insolvency","A separate practice for insolvency crises, deliberately kept apart from banking to avoid the conflict of \"creditor against debtor\" built into it. We work on the side of debtors, of creditors and of investors buying assets out of insolvency.","Insolvency, financial rehabilitation, subsidiary liability, fraudulent transactions",{"url":505,"alt":506,"width":507,"height":399,"sizes":508},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F60\u002Frestructuring.svg","Будівля банку з доларом на фронтоні та зламаними колонами",47,{"thumb":40,"card":40,"wide":40},{"slug":510,"title":511,"excerpt":512,"topics":513,"icon":514,"group":421},"tax-practice","Tax practice","A standalone practice with the strongest lead generation potential: protecting a business from additional tax assessments, blocked tax invoices and pressure from the tax authorities, together with the lawful optimisation of the tax burden.","Tax audits, appeals against assessments, unblocking tax invoices, transfer pricing and CFC rules",{"url":515,"alt":516,"width":517,"height":399,"sizes":518},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F55\u002Ftax.svg","Декларація з калькулятором",48,{"thumb":40,"card":40,"wide":40},{"type":62,"data":520},{"slug":521,"alternates":522,"title":524,"excerpt":525,"content":526,"published_at":527,"cover":528,"meta_title":40,"meta_description":40,"updated_at":543,"author":544,"practices":562,"industries":564,"legal_fields":565},"personal-bankruptcy-in-ukraine-procedure-risks-and-legal-consequences",{"en":521,"uk":523},"instytut-bankrutstva-fizychnykh-osib-zakriplenyi-u-kodeksi-ukrainy-z-protsedur-bankrutstva-kuzpb-stav-realnoiu-mozhlyvistiu-dlia-hromadian-yaki-potrapyly-u-borhovu-pastku-vidnovyty-finansovu-stabilnist-i-povernuty-sobi-spokiine-zhyttia","The institution of personal bankruptcy, established by the Bankruptcy Procedures Code of Ukraine (BPCU), has become a real opportunity for citizens who have fallen into a debt trap to restore financial stability and regain peace of mind","Personal bankruptcy is a legal mechanism for resolving overwhelming debt and restoring financial stability. The procedure involves assessing the debtor’s assets, preparing the required documents, and court representation. An attorney can help file the application, develop a debt restructuring plan, and protect the client’s rights at every stage. For someone facing financial difficulties, bankruptcy may not be a defeat but an opportunity to overcome debt burden and regain control over their life.","\u003Cp>\u003Cstrong>1. Why Do Individuals File for Personal Bankruptcy?\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Just ten years ago, the concept of “personal bankruptcy” seemed almost unimaginable to Ukrainians. People either lived with debt “for the rest of their lives” or became victims of debt collectors and endless enforcement proceedings.\u003C\u002Fp>\u003Cp>The situation changed following the adoption of the Bankruptcy Procedures Code of Ukraine (the “Bankruptcy Code”) in 2019. For the first time, individuals were given a genuine legal mechanism to discharge their debts and start a new chapter in their lives.\u003C\u002Fp>\u003Cp>The primary purpose of this procedure is to provide relief from overwhelming debt. Under the Bankruptcy Code, upon completion of the proceedings, a debtor may be fully discharged from their obligations to creditors, subject to a limited number of statutory exceptions, such as alimony obligations and compensation for damages.\u003C\u002Fp>\u003Cp>Filing for bankruptcy may be appropriate where:\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>The amount of debt exceeds the debtor’s actual ability to repay it;\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>The debtor has no income or insufficient assets to meet their obligations;\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>The debtor has multiple creditors, including banks, microfinance organizations (MFIs), and private lenders.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp>The commencement of bankruptcy proceedings results in the suspension of debt collection measures. Accordingly, personal bankruptcy is not an attempt to evade debt, but a lawful way to start a new financial chapter.\u003C\u002Fp>\u003Cp>\u003Cstrong>2. What Is the Personal Bankruptcy Procedure?\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Personal bankruptcy is governed by Book Four of the Bankruptcy Code of Ukraine and consists of several stages.\u003C\u002Fp>\u003Cp>\u003Cstrong>Filing an application.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>The application is filed by the debtor personally. Creditors cannot initiate bankruptcy proceedings against an individual.\u003C\u002Fp>\u003Cp>The application must include a declaration of the debtor’s financial and property status, providing a comprehensive disclosure of income, expenses, real estate, vehicles, corporate rights, and other relevant assets.\u003C\u002Fp>\u003Cp>The debtor must also provide a list of creditors and a proposed debt restructuring plan.\u003C\u002Fp>\u003Cp>\u003Cstrong>Commencement of proceedings.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>The court reviews the submitted documents and opens the bankruptcy proceedings.\u003C\u002Fp>\u003Cp>From this point onward:\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cp>The accrual of penalties and default interest is suspended;\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>Enforcement actions are suspended;\u003C\u002Fp>\u003C\u002Fli>\u003Cli>\u003Cp>The debtor’s right to freely dispose of their property is restricted.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp>An insolvency practitioner (a restructuring trustee) is appointed to oversee the proceedings.\u003C\u002Fp>\u003Cp>\u003Cstrong>Debt restructuring.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Debt restructuring is the preferred option where the debtor has a stable income.\u003C\u002Fp>\u003Cp>A debt repayment plan is prepared, generally for a period of up to five years, and must be approved by the creditors.\u003C\u002Fp>\u003Cp>If the plan is successfully completed, the remaining eligible debts may be discharged.\u003C\u002Fp>\u003Cp>\u003Cstrong>Liquidation of assets.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>If the debtor’s income is insufficient to repay the debts, the court proceeds to the liquidation of assets.\u003C\u002Fp>\u003Cp>Certain assets are exempt from enforcement under the law, such as a sole residence meeting specific statutory criteria and essential household items.\u003C\u002Fp>\u003Cp>\u003Cstrong>Completion of the procedure.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>The court issues a ruling closing the proceedings and discharging the debtor from eligible debts.\u003C\u002Fp>\u003Cp>This is the most significant outcome of the procedure for the individual concerned.\u003C\u002Fp>\u003Cp>\u003Cstrong>3. What Are the Risks and Potential Pitfalls?\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Despite its obvious advantages, personal bankruptcy involves a number of challenges and risks that should be considered in advance.\u003C\u002Fp>\u003Cp>These risks relate to financial obligations, reputation, legal matters, and taxation.\u003C\u002Fp>\u003Cp>\u003Cstrong>Financial costs.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Commencing bankruptcy proceedings requires the debtor to deposit a certain amount with the court to cover the insolvency practitioner’s remuneration.\u003C\u002Fp>\u003Cp>This amount is generally UAH 30,000–50,000 or more, depending on the complexity of the case.\u003C\u002Fp>\u003Cp>For many debtors, this represents a significant financial barrier, as the costs of preparing documents and carrying out notarial procedures must also be covered when filing the application.\u003C\u002Fp>\u003Cp>These expenses should be planned in advance to prevent the procedure from becoming an additional financial burden.\u003C\u002Fp>\u003Cp>\u003Cstrong>Full transparency of financial and property status.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>The court and the insolvency practitioner must obtain a complete picture of the debtor’s assets, income, and financial obligations.\u003C\u002Fp>\u003Cp>Attempts to conceal assets or provide inaccurate information may result in the closure of the proceedings or even criminal liability.\u003C\u002Fp>\u003Cp>Therefore, honesty and full disclosure are not mere formalities, but essential requirements for successfully completing the procedure.\u003C\u002Fp>\u003Cp>\u003Cstrong>Loss of assets.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Bankruptcy involves a liquidation stage during which valuable assets belonging to the debtor, such as vehicles, additional residential property, and jewelry, may be sold at auction.\u003C\u002Fp>\u003Cp>The law provides for certain exemptions, including a sole residence and essential household items. However, debtors should generally be prepared for the possibility that their assets will be used to satisfy creditors’ claims.\u003C\u002Fp>\u003Cp>\u003Cstrong>Restrictions on filing for bankruptcy again.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>The law provides that an individual may not file for bankruptcy again within five years after the completion of a previous bankruptcy procedure (Article 135 of the Bankruptcy Code).\u003C\u002Fp>\u003Cp>Accordingly, debtors should carefully assess their financial circumstances and their ability to avoid further financial difficulties during this period.\u003C\u002Fp>\u003Cp>\u003Cstrong>Reputational consequences.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Information about bankruptcy may affect an individual’s credit history, business reputation, and the confidence of future partners or employers.\u003C\u002Fp>\u003Cp>For entrepreneurs, founders of limited liability companies, and individual entrepreneurs (FOPs), the public nature of bankruptcy information is a significant factor that should be considered before deciding to initiate the procedure.\u003C\u002Fp>\u003Cp>\u003Cstrong>4. What Are the Consequences of Being Declared Insolvent?\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Personal bankruptcy has both positive and negative consequences. These should be carefully considered before filing an application with the court.\u003C\u002Fp>\u003Cp>They determine how the debtor’s life may change after the procedure is completed and what legal restrictions may apply.\u003C\u002Fp>\u003Ch3>Positive consequences\u003C\u002Fh3>\u003Cp>\u003Cstrong>Full discharge from debts.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>The law provides that, upon completion of the procedure, the debtor is discharged from eligible outstanding debts to creditors where the debtor’s assets are insufficient to satisfy them in full.\u003C\u002Fp>\u003Cp>This means that even if the debtor previously had loans, borrowings, or outstanding liabilities to suppliers that could not be covered by their assets, such eligible debts may be considered discharged following the closure of the proceedings.\u003C\u002Fp>\u003Cp>For many individuals, this represents a genuine financial fresh start — an opportunity to rebuild their lives without the constant pressure of debt collectors and enforcement officers.\u003C\u002Fp>\u003Cp>\u003Cstrong>Termination of enforcement proceedings.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Following the commencement of bankruptcy proceedings and the appointment of an insolvency practitioner, compulsory debt collection measures are suspended.\u003C\u002Fp>\u003Cp>This means that the debtor may no longer face ongoing enforcement measures such as account seizures or the forced sale of assets in respect of the claims covered by the proceedings.\u003C\u002Fp>\u003Cp>The debtor can focus on rebuilding their financial position and planning for the future.\u003C\u002Fp>\u003Cp>\u003Cstrong>The opportunity for financial recovery.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Debt relief gives the debtor an opportunity to restore financial stability, reduce ongoing stress, and establish a sustainable personal budget without constant creditor demands.\u003C\u002Fp>\u003Cp>This psychological aspect of the procedure is often underestimated, yet it can play an important role in helping individuals regain control over their lives.\u003C\u002Fp>\u003Ch3>Negative consequences\u003C\u002Fh3>\u003Cp>\u003Cstrong>Limited access to credit in the future.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Banks and financial institutions may take bankruptcy records into account when assessing credit applications.\u003C\u002Fp>\u003Cp>As a result, obtaining a loan or other financing may become more difficult for a certain period, particularly for large amounts, long repayment terms, or favorable lending conditions.\u003C\u002Fp>\u003Cp>\u003Cstrong>Public disclosure of bankruptcy information.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>To identify all creditors, an official notice regarding the commencement of insolvency proceedings is published in accordance with the procedure established by the Bankruptcy Code.\u003C\u002Fp>\u003Cp>This may affect the debtor’s reputation, particularly if they are an entrepreneur or intend to conduct business in the future.\u003C\u002Fp>\u003Cp>\u003Cstrong>Challenges in conducting business or investing.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>For individual entrepreneurs (FOPs) and founders of limited liability companies, bankruptcy may involve additional restrictions.\u003C\u002Fp>\u003Cp>Certain transactions may become unavailable or subject to limitations, while the ability to attract investors or business partners may be affected.\u003C\u002Fp>\u003Cp>Therefore, even after the discharge of debts, individuals should be aware that rebuilding their credit history and restoring the confidence of business partners may take time.\u003C\u002Fp>\u003Ch2>Conclusion\u003C\u002Fh2>\u003Cp>Personal bankruptcy is not merely a formal court procedure. It is a comprehensive legal mechanism designed to help individuals manage overwhelming debt and restore financial stability.\u003C\u002Fp>\u003Cp>The process requires a thorough assessment of the debtor’s financial and property status, the preparation of a complete set of documents, and professional legal assistance.\u003C\u002Fp>\u003Cp>An experienced lawyer can help prepare and file the application, develop a debt restructuring plan, and protect the client’s rights at every stage of the proceedings.\u003C\u002Fp>\u003Cp>For those struggling with overwhelming debt, bankruptcy is not necessarily a defeat. On the contrary, it may be the only lawful and structured way to regain control over their financial future and their lives.\u003C\u002Fp>","2026-10-28T00:00:00+00:00",{"url":529,"alt":40,"width":530,"height":531,"sizes":532},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F226\u002F19f1016f-be18-4a10-9a5d-59ce52018e38.webp",1851,850,{"thumb":533,"card":536,"wide":539},{"url":534,"width":84,"height":535},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F226\u002Fconversions\u002F19f1016f-be18-4a10-9a5d-59ce52018e38-thumb.webp",138,{"url":537,"width":88,"height":538},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F226\u002Fconversions\u002F19f1016f-be18-4a10-9a5d-59ce52018e38-card.webp",367,{"url":540,"width":541,"height":542},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F226\u002Fconversions\u002F19f1016f-be18-4a10-9a5d-59ce52018e38-wide.webp",1600,735,"2026-10-28T14:41:36+00:00",{"slug":545,"title":546,"position":547,"photo":548},"svitlana-troshchynska","Svitlana Troshchynska","Senior Counsel, attorney at law",{"url":549,"alt":40,"width":550,"height":551,"sizes":552},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F201\u002F7d76eb1f-002a-42a2-83f7-5f9f7a66e98e.webp",1320,1973,{"thumb":553,"card":556,"wide":559},{"url":554,"width":555,"height":84},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F201\u002Fconversions\u002F7d76eb1f-002a-42a2-83f7-5f9f7a66e98e-thumb.webp",201,{"url":557,"width":558,"height":88},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F201\u002Fconversions\u002F7d76eb1f-002a-42a2-83f7-5f9f7a66e98e-card.webp",535,{"url":560,"width":561,"height":541},"https:\u002F\u002Fadmin.proctor-law-company.com\u002Fstorage\u002F201\u002Fconversions\u002F7d76eb1f-002a-42a2-83f7-5f9f7a66e98e-wide.webp",1070,[563],{"slug":500,"title":501},[],[566],{"slug":567,"title":568},"pryvatni-kliienty","Civil law",{"data":570,"meta":579,"filters":582},[571],{"slug":521,"title":524,"excerpt":525,"published_at":527,"cover":572,"legal_fields":577},{"url":529,"alt":40,"width":530,"height":531,"sizes":573},{"thumb":574,"card":575,"wide":576},{"url":534,"width":84,"height":535},{"url":537,"width":88,"height":538},{"url":540,"width":541,"height":542},[578],{"slug":567,"title":568},{"current_page":580,"last_page":580,"per_page":581,"total":580},1,4,[583,587,590,591,594,598,601,604,607,610,613,616,619],{"slug":584,"title":585,"count":586},"podatky-ta-podatkovi-spory","Tax law",2,{"slug":588,"title":589,"count":580},"zakhyst-biznesu","Business protection",{"slug":567,"title":568,"count":580},{"slug":592,"title":593,"count":580},"trudovi-vidnosyny-ta-hr-komplaiens","Employment law",{"slug":595,"title":596,"count":597},"administratyvne-pravo","Administrative law",0,{"slug":599,"title":600,"count":597},"komertsiine-pravo","Commercial law",{"slug":602,"title":603,"count":597},"komertsiina-ta-dohovirna-praktyka","Contract law",{"slug":605,"title":606,"count":597},"korporatyvna-praktyka-ta-ma","Corporate law",{"slug":608,"title":609,"count":597},"kryminalnyi-zakhyst","Criminal law",{"slug":611,"title":612,"count":597},"defense-procurement","Defence procurement",{"slug":614,"title":615,"count":597},"vyrishennia-sporiv","Economic law",{"slug":617,"title":618,"count":597},"rodynni-aktyvy-ta-spadkuvannia","Family law",{"slug":620,"title":621,"count":597},"white-collar-crime","White collar crime"]